Mortgage & Financing Tools
Finance Calculator
Estimate monthly payments, total borrowing costs, and DLD acquisition fees for your Dubai property purchase.
Mortgage Calculator
Estimate your monthly repayments
Monthly Payment
AED 8,884
Loan Amount
AED 1,600,000
Total Interest
AED 1,065,272
Total Cost
AED 3,065,272
Principal vs. Interest breakdown60% principal
PrincipalInterest
Acquisition Cost Estimator
DLD transfer fees, agent commission, mortgage registration & admin
DLD Transfer Fee (4%)Mandatory
AED 80,000Real Estate Agent Fee (2%)Typical
AED 40,000Mortgage Registration (0.25% of loan)If financed
AED 3,500DLD Admin FeesFixed
AED 4,200Mortgage Admin FeeFixed
AED 290Total Acquisition CostsAED 127,990
Estimated 6.4% of purchase price
Financing FAQ
Current Mortgage Rates
Emirates NBD
Max 80% LTV
Abu Dhabi Commercial Bank
Max 80% LTV
Dubai Islamic Bank
Max 85% LTV · Islamic
Mashreq Bank
Max 75% LTV
HSBC UAE
Max 80% LTV
* Indicative rates only. Subject to credit approval and market conditions.
Documents Required
- Valid passport copy
- UAE Residence Visa
- Emirates ID
- 3 months bank statements
- 3 months salary slips
- Employer letter (salary certificate)
- Property MOU / sale agreement
- Title Deed of property